Ant International Unveils Nearly 100 AI-Native Financial Products Spanning Payments, FX and Treasury

Ant International Launches AI-Native Financial Stack

Ant International announced on September 18 the launch of an AI-native financial technology stack comprising nearly 100 products across payments, accounts, foreign exchange, treasury management and growth operations. According to the company's announcement, the products will roll out to global markets progressively through autumn and winter this year.

Built on Two In-House Foundation Models

The product system is built on two foundation models developed in-house by Ant International: the Antom 3-in-1 Transformer for payments, and FalconTST, a time-series Transformer model for FX and liquidity forecasting. According to the company's disclosures, the Antom 3-in-1 Transformer reduces chargeback rates by up to 87% in large language model client subscription services, while FalconTST achieves over 93% accuracy in FX and cash flow forecasting and can cut corporate FX hedging and treasury allocation costs by 30% to 60%.

Interoperability and Settlement Layer

On the payments interoperability and settlement front, the suite includes the Agentic Mobile Protocol (AMP) and WhaleRTP, a blockchain-based wholesale settlement platform, and adopts a two-tier security architecture. Ant International said that future fintech leaders will need both a future-ready trust infrastructure and foundational financial AI models that integrate multiple types of deep data and domain knowledge.

Source: https://www.pymnts.com/news/artificial-intelligence/2026/ant-international-unveils-100-products-to-drive-agentic-financial-operations/