Research
OceanAlt's industry insights & commentary, periodic reports and methodology, plus industry maps and data tools.
Research
Latest

SWIFT Doesn't Touch Money: How a Non-Settling Company Sat at the Center of Cross-Border Payments for 50 Years
It holds no funds, bears no credit risk, and competes with no customer. The six things it got right are now replaying in agentic payments.
Someone poisoned your wallet: how a $0 transfer steals your next payment
Address poisoning feeds on one habit — copying a payee address out of your transaction history. Humans hesitate; agents don't. And one thing we insist on: the poisoned party is a victim, and shouldn't be penalized for it.

