Survey: 42% of Companies Use Three or More Layers of AI Tools to Defend Against Payment Fraud
A PYMNTS Intelligence and Bottomline report finds that 42% of corporate finance departments have deployed three or more layers of AI tools to detect and block fraud in outbound payments.
Survey: 42% of Companies Use Three or More Layers of AI Tools to Defend Against Payment Fraud
According to the report Prevention First: Building a Smarter Defense Against Payments Fraud, jointly released by PYMNTS Intelligence and Bottomline, 42% of corporate finance departments have deployed three or more layers of AI tools in outbound payments to identify and intercept fraud. The survey covered 150 treasurers and finance executives across major industries.
The report shows that vendor impersonation emails and the burden of manual processes remain the main pain points in corporate payment risk control. Companies that adopt layered defenses typically combine automated risk scoring with multi-person approval workflows to flag suspicious wire transfers before funds leave the corporate bank account.
This approach reflects a shift in payment fraud protection from single-point tools to combined deployment, without sacrificing transaction speed.
Source: https://www.pymnts.com/cybersecurity/fraud-prevention/2026/why-42percent-companies-layered-defense-stacks-combat-payments-fraud/
Provenance & status
- Byline
- OceanAlt Editorial
- First published
- 2026-10-13
- Last updated
- 2026-10-13
- Content type
- Newsflash
- Source material
- View original ↗
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