HKMA Releases ART Framework to Guide Banks in Adopting Agentic AI
The Hong Kong Monetary Authority has issued a framework document named ART to provide guidance for the city's banking sector in adopting agentic AI.
HKMA Releases ART Framework to Guide Banks in Adopting Agentic AI
The Hong Kong Monetary Authority (HKMA) has published a framework document named ART to provide guidance for Hong Kong's banking industry in adopting agentic AI. According to Fintech News HK, the framework aims to help banks clarify corresponding governance and risk control requirements when introducing AI agents capable of autonomous decision-making and execution.
Agentic AI differs from traditional assistive tools in that it can autonomously initiate operations on behalf of an institution or customer, involving the generation and transmission of fund instructions in areas such as payments and clearing. The HKMA's move to provide direction through a framework comes as global regulators focus intensively on the attribution of responsibility and operational risks of AI agents in financial scenarios.
The specific provisions and scope of application of the framework have not yet been fully disclosed in the excerpted content. For Hong Kong's banking sector, the pace of implementing agentic AI will depend on the alignment between subsequent supporting guidelines and each bank's internal compliance arrangements.
Source: https://fintechnews.hk/41320/ai/hkma-art-framework-agentic-ai-banks/
Provenance & status
- Byline
- OceanAlt Editorial
- First published
- 2026-10-17
- Last updated
- 2026-10-17
- Content type
- Newsflash
- Source material
- View original ↗
Related reading
Paste a payee address before you pay and see whether it's on a sanctions list, through a mixer, or tagged for fraud.
This judgement can sit inside your own product
One line of code; it touches neither your CSS nor your JS. The same pre-settlement judgement can appear in your articles, on your wallet's confirmation screen, or as an endpoint your agent calls before it pays.