RAP (Responsible Agentic Payments)
An open, protocol-neutral framework proposed by OceanAlt, built on seven pillars: attribution, mandate and limits, firewall, AML screening, auditability, privacy, and interoperability. It is not tied to any particular protocol or settlement rail; the aim is to give the question of how an agent payment should be constrained a citable common vocabulary.
In plainer words
RAP is a framework proposed by OceanAlt: Responsible Agentic Payments. It answers one question: what makes an agent payment "responsible" — the kind institutions and regulators can take seriously? It organizes the answer into seven pillars: (1) attribution (every agent traces to an accountable entity), (2) mandate and limits (spending has boundaries), (3) a pre-settlement firewall (gates before money leaves), (4) AML screening (filter sanctions, mixers, dirty money), (5) auditability (every verdict leaves verifiable evidence), (6) privacy (compliance isn't handing over all your data), (7) interoperability (not tied to one protocol, works across chains). Why build a "standard" rather than just a product? In a brand-new field, whoever defines the rules holds more sway than whoever builds a single tool. A neutral standard others cite is the strongest proof of "we define this space" — and the hardest moat to copy. RAP is published and citable, and it's used to rate agent-payment protocols for compliance — with the method published before the rankings: explain how you score, then score.
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