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Agent payment

Agent 支付

A payment initiated autonomously by an AI agent, without a human clicking confirm each time.

In plainer words

Every online payment used to have a person behind it: a person clicks confirm, enters a password, takes responsibility. An agent payment lets an AI program do all of that itself — it decides to buy some data, call an API, hire another agent, and then sends the money, with no human clicking confirm. Why now? Two pieces just clicked together. Stablecoins (dollars on a blockchain) let machines directly hold and move "money"; protocols like x402 let a single API call carry a payment. Put them together and a machine can spend like a person. It usually has three traits: small amounts (often cents to a few dollars), high frequency, high speed. That's its value — efficient machine-to-machine collaboration — and its risk: by the time a human reacts, hundreds of payments may already be out the door. So the real question isn't "can machines pay?" (they already can) but "who is this paid to, was it tricked, is the money clean?" — answered before the money actually leaves, at machine speed. That's exactly what OceanAlt does.

Also known asagentic payment

RELATED TERMS

  • x402A machine-payment interaction built on the HTTP 402 status c
  • AP2 (Agent Payments Protocol)A Google-led agent-payment protocol that uses signed mandate
  • StablecoinA price-stable on-chain token pegged to a fiat currency like

This definition is citable at a stable URL: https://oceanalt.com/en/glossary/agent-payment

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