Stablecoin

In plainer words

A stablecoin is a price-stable cryptocurrency, usually pegged one-to-one to a US dollar (USDC and USDT are common). It runs on a blockchain, but its value doesn't swing like Bitcoin's, because it's backed by equivalent dollars or Treasuries in reserve. To a person it's like "dollars on-chain." To a machine it's essential — an agent can't open a bank account or send a SWIFT wire, but it can hold and move stablecoins directly. Stablecoins made "a machine holding and paying dollars" possible for the first time, which is the precondition for agent payments. They also suit cross-border and micro-payments naturally: settled in seconds, near-zero fees, always on. A few-cent agent payment wouldn't even cover a bank's fee, but works fine in stablecoins. One distinction to keep clear: stablecoins solve how money moves, not whether it should move or whether the counterparty is clean. That's the compliance layer's job — which is what OceanAlt does.