Sunrate and Mastercard Release AI Agent White Paper on B2B Global Payments

During the 2026 World Artificial Intelligence Conference, Sunrate and Mastercard jointly released the white paper Beyond Automation: Defining Agent-Driven Global Payments, which systematically explores the application of AI agents in B2B cross-border payments and corporate treasury management.

The report outlines 16 industry pain points and 13 application scenarios, spanning procurement, accounts payable and receivable, payment routing, foreign exchange management, compliance screening, fraud prevention, and automated reconciliation. It argues that enterprise cross-border payments are evolving from process automation toward governance-bounded autonomy. However, large-scale implementation still requires resolving issues around agent identity, authorization, liability attribution, and transaction auditing.