Sunrate and Mastercard Release White Paper: Agentic AI Reshapes B2B Cross-Border Payments
The report outlines how AI agents are moving from decision support to autonomous execution in global B2B payments, introducing the 'Agent Pay' framework for programmable compliance and pre-settlement verification.
White Paper Release
Cross-border payment service provider Sunrate and Mastercard jointly released a white paper this week detailing the practical application of Agentic AI in B2B global payments.
AI Agents Move from Decision Support to Autonomous Execution
The white paper notes that AI agents are transitioning from decision support to autonomously executing cross-border settlements, invoice reconciliation, and fund pooling, requiring traditional payment infrastructure to adapt in areas of compliance, authorization, and real-time clearing.
The 'Agent Pay' Conceptual Framework
The report introduces the 'Agent Pay' conceptual framework, emphasizing that in machine-to-machine payment scenarios, pre-settlement identity verification, per-transaction limit controls, and sanctions screening will become standard processes.
Compliance Judgment Shifts to Programmable Interception
As AI agents begin to directly manage corporate cash flows, compliance judgments around 'who is paying, to whom, and whether the payment should be made' need to shift from manual review to programmable pre-settlement interception mechanisms.
Provenance & status
- Byline
- OceanAlt Editorial
- First published
- 2026-07-24
- Last updated
- 2026-09-02
- Source material
- Source not labeled
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Paste a payee address before you pay and see whether it's on a sanctions list, through a mixer, or tagged for fraud.
This judgement can sit inside your own product
One line of code; it touches neither your CSS nor your JS. The same pre-settlement judgement can appear in your articles, on your wallet's confirmation screen, or as an endpoint your agent calls before it pays.